Commercial Capital
Commercial capital for serious growth.
From small-balance to nine-figure transactions, we structure financing for sponsors, operators and investors building long-term value across asset classes.
Products & programs
The full commercial capital stack.
Investor & homebuyer programs
Residential, Non-QM and investor financing.
Bank statement, DSCR, ITIN, foreign national, P&L-only and self-employed solutions for borrowers who don't fit a traditional box.
Bank Statement Loans
- Up to 90% LTV with loan amounts up to $2 million
- Personal bank statements with 0% expense ratio
- Business bank statements with expense ratios as low as 10% with CPA letter
- Use primary wage earner's FICO for credit & pricing
- 50/50 business ownership – use higher borrower credit score for qualification
DSCR Investor Loans
- Up to 80% LTV purchases (85% LTV available with 1.00 minimum DSCR)
- 1.0 DSCR available
- Short-term rentals allowed
- 75% LTV no-ratio option
- No sourcing or seasoning of funds required
- No sourcing of large deposits
- 75% LTV for cash-out on 2-4 units
ITIN Loans
- Up to 80% LTV bank statement financing
Foreign National Loans
- No U.S. credit required
- Passport from country of residence only
- Up to 75% LTV
P&L Only Program
- No bank statements required
- CPA / EA / CTEC prepared P&L accepted
- Schedule C borrowers eligible
Self-Employed Borrowers
- Only 1 year self-employed required
- No 2-year business history required
Consumer Loans
- Only 30 days of bank statements required for down payment
Reserves
- 90% LTV – 3 months required
- 85% LTV & below – no reserves required
Greystone Advantages
- Bank Statement • DSCR • P&L • ITIN • Foreign National
- Competitive pricing
- Flexible underwriting
- Fast closings
Asset classes
Property types we can finance.
We underwrite across the full spectrum of income-producing commercial real estate. If your asset isn't listed, ask — we likely have a structure for it.
Large loan desk
Need more than $100 million?
For larger commercial, multifamily, hospitality and specialty finance requests, our team structures capital solutions for qualified transactions — including deals up to $100 million.
FAQ
Commercial questions, answered.
Yes — both are core focus areas. We finance 5+ unit multifamily, mixed-use (residential over retail), and stabilized as well as transitional assets through bridge, DSCR, and full-doc programs.
Absolutely. We structure short-term bridge, value-add rehab, and lease-up financing for commercial sponsors and investors needing speed or flexibility.
Our large loan desk handles requests for qualified commercial, multifamily and hospitality transactions. Submit an executive summary and we'll route it to the right desk.